Is there such a thing as babysitting liability insurance? - photography liability insurance
HELLO! My friend and I are starting a company called Discovery Day ... to be met before all the family and child care in a non-traditional ... We take the kids for climbing, surfing, skateboarding, photography, teaching, teaching piano, violin, kayaking .... many other things that are both good ... basically a babysitter who is not content with the children to sit in front of the TV. What kind of insurance do I need? Any help? Thank you!
Thursday, January 14, 2010
Photography Liability Insurance Is There Such A Thing As Babysitting Liability Insurance?
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2 comments:
You need a political liability more. Check whether you have insurance on his house and see what are the limits. Call your agent for recommendations for the amount of over-coverage of liability insurance you may need to start for the type of activity care day. I would also issues of medical care for children in the event of an accident ...
OK, well, is a task of nursing and traditional nursing, which is only slightly and go directly to the homes of the people, even there is no coverage under the policy of his father's homeowners.
But you are looking for something substantive Adventure childcare. Depending on what you do, the responsibility for which will start at $ 1000 and go from there. You also have the cost of commercial vehicles, because they took children into his car.
People die doing some of these things. . . . and we are talking about children, then it becomes very expensive, climbing, skating, rafting, etc.
** Responsibility of the franchise - or a liability umbrella - is not what you need. There is an additional insurance, one million U.S. dollars in additional insurance coverage on a policy of "primary". You must buy coverage from a first before you receive the "excess". The deductible or co-ordination of policies is probably $ 250,000 or more. It does not take place orf primary coverage .**
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